For banks & credit unions Archives

Consumer Financial Wellness: The Key to Better Banking Outcomes

The current state of banking is centered around products and services that are financially beneficial for the institutions offering them, but rarely for the consumers...

Peter Carleton 02.10.2022

8 minutes read time

For banks & credit unions

Using Reciprocity to Expand Your Indirect Auto Member Relationship

Have you ever received a survey in the mail with a dollar bill included? Or have you ever opened an envelope from a non-profit to...

Nickels 07.05.2022

3 minutes read time

For banks & credit unions

Fintech Leaders Offer Their Top Predictions for 2022

2021 was a busy year for the fintech community. Buy Now Pay Later (BNPL) became ubiquitous. Financial Health felt a positive impact fueled by the...

Nickels 28.12.2021

4 minutes read time

For banks & credit unions

Credit Card Health: The Missing Piece of Financial Health

In the face of ongoing COVID-related financial stressors and shifting buying behaviors, the “Financial Health” conversation has become more relevant than ever. Now that almost 40%...

Nickels 04.11.2021

6 minutes read time

For banks & credit unions

Parting Thoughts on Fintech and Credit Unions from a 33-Year Chief Credit Officer

Nickels Advisor Bill Zysk recently ended his long tenure at PSECU in order to guide fintechs. Here’s his candid advice. In my role as...

Bill Zysk 27.10.2021

9 minutes read time

For banks & credit unions

Federal student loans – The opportunity for members that credit unions are missing

CUs are missing an easy way to help members manage debt ahead of the year-end cliff. Article appears in CUInsight’s Community section. Highlights Federal student loan...

Nickels 21.08.2020

5 minutes read time

For banks & credit unions

The real story on the $1.6 trillion student loan debt crisis

Over half of student loan borrowers (around 25 million people) owe less than $20,000, but have higher default rates than the borrowers who owe more....

Nickels 03.03.2020

5 minutes read time