For Cardholders Archives

What Checking Account Data Revealed About Revolving Debt and the Opportunities for Financial Institutions

Nickels partnered with five financial institutions ranging from $200M to $7B in assets. We analyzed a year’s worth of their customer checking account data and...

Nickels 14.12.2022

8 minutes read time

For banks & credit unions

The Revolvers Among Us: How Identifying Them Can Unlock Loan Growth and Improve Member Financial Well-Being

Nickels partnered with five credit unions ranging from $200M to $7B in assets. We analyzed a year’s worth of their member checking account data and...

Nickels 28.11.2022

7 minutes read time

For banks & credit unions

Why Aren’t Smaller Financial Institutions Refinancing Their Consumers’ Third-Party Credit Card Debt?

Credit cards have become an integral part of most consumers’ financial lives and it’s no wonder why – they provide financial flexibility, revolving access to...

Nickels 04.11.2022

5 minutes read time

For Cardholders

Why Minimum Payments Are a Threat to Credit Card Health

Anyone who has received a monthly statement for their credit card has surely noticed the highlighted line on their bill: the minimum payment. It’s almost...

Nickels 01.09.2022

4 minutes read time

For Cardholders

You’ve Turned Your Credit Score Around, Now What?

You’ve followed all the tips, stuck to the budget and managed your spending – and your credit score has reaped the benefits! Now what? What...

Nickels 02.04.2022

4 minutes read time

For Cardholders

The Ups and Downs of Credit Card Loans

Have you ever needed more money than what’s in your account? Yes? If you relied on your credit card to get you through, you may...

Nickels 22.03.2022

5 minutes read time

For Cardholders

Four Tips to Boost Your Score in Record Time

There’s no magic formula to improving your credit score. But there a several proven ways to quickly boost your score. The results won’t be instantaneous....

Nickels 19.03.2022

3 minutes read time

For Cardholders

Your Complete Guide to Credit Card Health

Credit card health may not be something you think about every day. Yet, credit cards are one of the most commonly used financial products in...

Nickels 19.03.2022

6 minutes read time

For Cardholders

Is A Personal Loan the Key to Paying Your Credit Card Debt?

If it’s taking you longer to pay off your credit card debt than you planned, you may be considering a personal loan. Although planned spending...

Nickels 07.03.2022

3 minutes read time